A. Collection of Your Personal Information

1. COLLECTIONOF PERSONAL INFORMATION

“Personal information” is defined to include information that whether on its own or in combination with other information may be used to readily identify or contact You such as: name, address, email address, phone number etc.

We collect personal information such as your name, email, contact details, and other details concerning the Program as well as the name, age, sex of your child/ward when you register them or show interest in our Programs.

2. COLLECTION OF USAGE DATA

The Company collects information about your interactions with the Website, including pages visited, time spent on each page, and other browsing activities.

3. COLLECTION OF AUTOMATIC INFORMATION

We and our third party service providers, which include ad networks, use cookies, web beacons, and other tracking technologies, collect information about your use of the Website, such as your browser type, your ISP or operating system, your domain name, your access time, the URL of the previous website you visited, your page views, your IP address, and the type of device that you use. We also track how frequently you visit the Website. We use this information (including the information collected by our third party service providers) for website analytics(including to determine which portions of the Website are used most frequently, what our users like/do not like), to assist us in determining relevant advertising (both on and off the Website), to evaluate the success of our advertising campaigns, and as otherwise described in this policy. Currently, we do not honour browser requests not to betracked.

We may obtain your device ID, which is sent to the Company’s servers and used in fraud prevention efforts.

Cookies.

The Company use cookies and similar tracking technologies to improve your browsing experience and understand how you interact with the Website. A cookie is a small file stored on user's computer hard drive containing information about the user. The cookie helps us analyze web traffic or informs you about your use of a particular website. Cookies allow web applications to respond to you as an individual, tailoring its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. When you visit the Website, we may send one or more cookies (i.e., a small text file containing a string of alphanumeric characters) to your computer that identifies your browser.

Some of these cookies may be connected to third-party companies or websites. The terms of use of such cookies are governed by this Policy and the privacy policy of the relevant third party company or website.

For example, Google measures the performance of advertisements by placing cookies on your computer when you click on ads. If you visit the Website when you have such cookies on your device, we and Google will be able to tell that you saw the ad delivered by Google. The terms of use of these cookies are governed by this Policy and Google's Privacy Policy.

Disabling Cookies.

You can manage your cookie preferencesthrough your browser settings. You can choose to accept ordecline cookies. Most web browsers automatically accept cookies, but you canusually modify your browser setting to decline cookies if you prefer. If youdisable cookies you may be prevented from taking full advantage of the Website because it may not function properly if theability to accept cookies is disabled.

4. COLLECTION OF PAYMENT INFORMATION

We or our third-party service provider may collect payment information such as bank account or credit card or debit card or other payment instrument details for the purpose of processing transactions.

B. How the Company Uses the Information We Collect

1. HOW PERSONAL INFORMATION IS USED

We collect your personal information and aggregate information about the use of the Website to better understand your needs and to provide you with a better Website experience. Specifically, we may use your personal information for any of the following reasons:

• We use the aforesaid personal information to verify your identity and authority to use our services, and to otherwise enable you to use the Website;

• For customer support and to respond to your inquiries;

• For internal record-keeping purposes;

• To process billing and payment, including sharing with third party payment gateways in connection with the Website;

• To improve and maintain the Website (for example, we track information entered through the "Search" function; this helps us determine which areas of the Website     users like best and areas that we may want to enhance; we also will use for trouble-shooting purposes, where applicable);

• To periodically send promotional emails to the email address You provide regarding new products on the Website, special offers on the Website or other information about the Website that we think You may find interesting;

• To contact You via email, elephone, facsimile or mail, or, where requested, by text message, to deliver certain services or information you have requested;

• For the Company's market research purposes, including, but not limited to, the customization of the Website according to your interests, and for analyzing usage data to enhance our Website’s functionality;

• We may use your demographic information (i.e., age, postal code, residential and commercial addresses, and other various data) to more effectively facilitate the promotion of goods and services to appropriate target audiences and for other research   and analytical purposes;

• To resolve disputes, to protect ourselves and other users of the Website, and to enforce our Terms of Use;

• We also may compare personal information collected through the Website to verify its accuracy with personal information collected from third parties; and

From time to time, the Company may use personal information for new and unanticipated uses not previously disclosed in our Privacy Policy. If our information practices change regardinginformation previously collected, the Company shall make reasonable efforts to provide notice and obtain consent of any such uses as may be required by law.

It is furtherclarified that your registration on the Website shall be deemed to be yourconsent to be contacted for the purposes mentioned above, (i) on the mobilenumber shared by you even if you are registered with the National CustomerPreference Register (NCPR) and have opted out of receiving promotional callsand messages and (ii) by way of SMS or email notifications or messages in anyother electronic form.

C. Electronic Newsletters, Invitations, Polls and Surveys

At our sole discretion, the Company may offer any of the following free services, which you may select to use or receive at your option. Certain of the following services may require you to provide additional personal information as detailed below:

1. ELECTRONIC NEWSLETTERS

We may offer a free electronic newsletter to users. We willgather the email addresses of users who sign up on the Website for the newsletter mailing list. Users may removethemselves from this mailing list by opting out of receiving newsletters duringthe registration process, by following the link provided in each newsletterthat points users to a subscription management page where the user canunsubscribe from receiving newsletters or by changing their preferences intheir profile settings page.

2. POLLING

We may offer interactive polls to users so they can easily share their opinions with other users and see what our audience thinks about important issues, services, and/or the Website. Opinions or other responses to polls are aggregated and are notidentifiable to any particular user. We may use a system to "tag"users after they have voted, so they can vote only once on a particularquestion. This tag is not correlated with information about individual users.

3. SURVEYS

We may conduct user surveys from time to time to better targetour content to the Website users. Wewill not share individual responses from these surveys with any third party. Wemay share aggregate data with third party service providers, partners, andother third parties.

4. MARKETING COMMUNICATIONS

We may use the information that wecollect to send you marketing and promotional e-mail communications withrespect to products offered by the Company through the Website or otherwise, that may be of interest to you. It mayalso be used to respond to your inquiries, questions, and/or other requests. Ifat any time you would like to unsubscribe from receiving future emails, weinclude detailed unsubscribe instructions at the bottom of each email or youmay contact the Company via the Website.

D. Security

Weimplement industry-standard security measures to protect your personal informationfrom unauthorized access, disclosure, alteration, and destruction. Paymenttransactions are processed through secure channels to ensure theconfidentiality of your financial information. The Company may use encryption, passwords, and physical security measuresto help protect your personal information against unauthorized access anddisclosure. No security measures, however, are 100% complete. Therefore, we donot promise and cannot guarantee, and thus you should not expect, that yourpersonal information or private communications will not be collected and usedby others. You are required to be careful to avoid “phishing” scams, wheresomeone may send You an e-mail that looks like it is from IOT asking for yourpersonal information.

E. Disclosure

We may share the information that we collect about you, including your personal information, as follows:

1. INFORMATION DISCLOSED TO PROTECT US AND OTHERS

We may disclose your information including Personal Informationif: (i) the Company reasonably believes that disclosure is necessary in order tocomply with a legal process (such as a court order, search warrant, etc.)or other legal requirement of any governmental authority, (ii)disclosure would potentially mitigate our liability in an actual or potentiallawsuit, (iii) reasonably necessary to enforce this Privacy Policy, our Termsof Use etc. (iv) disclosure is intended to help investigate or preventunauthorized transactions or other illegal activities, or (v) necessary orappropriate to protect our rights or property, or the rights or property of anyperson or entity.

2. INFORMATION DISCLOSED TO THIRD PARTY SERVICE PROVIDERS ANDBUSINESS PARTNERS

The Company may contract with various third parties for theprovision and maintenance of the Website and its business operations, and may need to share your personalinformation and data generated by cookies and aggregate information(collectively, "information") with these vendors and serviceagencies. For example, the Company may provide your information to a creditcard processing company to process your payment. The vendors and serviceagencies will not receive any right to use your personal information beyondwhat is necessary to perform its obligations to provide the services to you. Ifyou complete a survey, the Company also may share your information with thesurvey provider; if the Company offer a survey in conjunction with anotherentity, it also will disclose the results to that entity.

3. INFORMATION DISCLOSED TO LAW ENFORCEMENT OR GOVERNMENTOFFICIALS

The Company will disclose your information, including, withoutlimitation, your name, city, state, telephone number, email address, user IDhistory, and fraud complaints, to law enforcement or other government officialsif we are required to do so by law, regulation or other government authority orotherwise in cooperation with an investigation of a governmental authority.

4. IN THE EVENT OF A CHANGE OF CONTROL OR BANKRUPTCY

In the event that the Company undergoes a change in control, including, without limitation, a merger or sale of all or substantially all of the Company's assets to which the Website relates orother corporate reorganization in which the Company participates,and is thus merged with or acquired by a third party entity (a"Successor"), the Company hereby reserves theright to transfer the information we have collected from the users of the Website to such Successor.

In addition, in the event of the Company's bankruptcy, reorganization, receivership, or assignment for the benefit of creditors, or the application or laws or equitable principles affectingcreditors' rights generally, the Company may not be able to control how your information is transferred, used, or treated and reserves the right to transfer the information it has collected from the users of the Website to non-affiliated third parties in such event.

5. INFORMATION DISCLOSED AT YOUR REQUEST

The Company will disclose your information, including, withoutlimitation, your name, city, state, telephone number, email address, user IDhistory, and fraud complaints, to law enforcement or other government officialsif we are required to do so by law, regulation or other government authority orotherwise in cooperation with an investigation of a governmental authority.

F. Links to External Websites

The Website may contain links to other websites orresources over which the Company does not have anycontrol. Such links do not constitute an endorsement by the Company of those external websites. You acknowledge that the Company is providing these links to you only as a convenience, andfurther agree that the Company is not responsiblefor the content of such external websites. We are not responsible for theprotection and privacy of any information which you provide while visiting suchexternal websites and such sites are not governed by this Policy. Your use ofany external website is subject to the terms of use and privacy policy locatedon the linked to external website.

G. Updating, Deleting and Correcting Your Personal Information

You may choose to restrict the collection or use of yourvpersonal information in the following ways:
You can review, correct and delete your personal information by logging into the Website. You must promptly update your personal information if it changes or is inaccurate. Typically, we will not manually alter your personal information because it is very difficult to verify your identity remotely. Nonetheless, upon your request we will close your registered account and remove your personal information from view as soon as reasonably possible based on your registered account activity and in accordance with applicable law. The Company doesretain information from closed registered accounts in order to comply with thelaw, prevent fraud, collect any fees owed, resolve disputes, troubleshootproblems, assist with any investigations of any registered user, enforce theTerms of Use, and take any other actions otherwise permitted by law that wedeem necessary in our sole and absolute discretion. Once we have deleted orremoved your registered account, you agree that the Company shall not be responsible for any personal informationthat was not included within your deleted and/or removed registered accountthat remains on the Website.

H. What Choices Do I Have Regarding Use of My PersonalInformation?

The Company may send periodic promotional or informationalemails to you. You may opt-out of such communications by following the opt-outinstructions contained in the email. Please note that it may take up to 10(ten) business days for the Company to process opt-out requests. If you opt-outof receiving emails about recommendations or other information the Companythink may interest you, it may still send you emails about your registeredaccount or any services you have requested or received from us.

I. Third-Party Ad Networks

We participate in third party ad networks that may displayadvertisements on other websites based on your visits to the Website as well as other websites. This enables us andthese third parties to target advertisements by displaying ads for products andservices in which You might be interested. Third party ad network providers,advertisers, sponsors and/or traffic measurement services may use cookies,JavaScript, web beacons (including clear GIFs), Flash LSOs and othertechnologies to measure the effectiveness of their ads and to personalizeadvertising content to you. These third party cookies and other technologiesare governed by each third party's specific privacy policy, and not by thisPolicy. The Company may provide these third-party advertisers with informationabout your usage of the Website and our services, as well as aggregate or non-personallyidentifiable information about visitors to the Website and users of the Website.

J. Your Full Name and Use of Company Information

1. YOUR FULL NAME

As a registered user of the Website, you will select a full name during the registration process. All of your activities on the Website will be traceable to your full name.

2. ACCOUNT PROTECTION

Your password is the key to your registered account. Whencreating your password you should use unique numbers, letters, specialcharacters, and combinations thereof. In addition, DO NOT disclose yourpassword to anyone. If you do share your password or your personal informationwith others, You are solely responsible for all actions taken via your registeredaccount. If you lose control of your password, you may lose substantial controlover your personal information and be subject to legally binding actions takenon your behalf. Thus, IF YOUR PASSWORD HAS BEEN COMPROMISED FOR ANY REASON, YOUMUST IMMEDIATELY NOTIFY THE COMPANY TO CHANGE YOUR PASSWORD.

K. User Generated Content

The Company invite you to post content on the Website, including your comments, feedback, pictures, and any other information that you would like to be available on the Website. If you post content on the Website, all of the information that you post will be available to all visitors to the Website. If you post your own content on the Website, your posting may become public and the Company cannot prevent such information from being used in a manner that may violate this Policy, the law, or your personal privacy.

L. Privacy Policy Updates

THIS POLICY IS CURRENT AS OF THE EFFECTIVE DATE SET FORTH ABOVE.THE COMPANY MAY, IN ITS SOLE AND ABSOLUTE DISCRETION, CHANGE THIS POLICY FROMTIME TO TIME BY UPDATING THIS DOCUMENT. THE COMPANY WILL POST ITS UPDATEDPOLICY ON THE WEBSITE. THE COMPANY ENCOURAGES YOU TO REVIEW THIS POLICYREGULARLY FOR ANY CHANGES. YOUR CONTINUED USE OF THE WEBSITE AND/OR CONTINUED PROVISION OF PERSONAL INFORMATION TO US WILL BESUBJECT TO THE TERMS OF THE THEN-CURRENT POLICY. IF YOU DO NOT AGREE WITH THE CHANGES, YOU ARE NOT AUTHORIZED TO USE THISWEBSITE.